About Ultimate Rate Mortgage

A story of Integrity, Reliability, and Simplicity.

Integrity is a choice.

After years as an independent mortgage lender, Ultimate Rate joined forces with Network Funding, LP to better care for our clients with powerful loan options and great service. We choose this partnership because our values aligned, and we’re proud to be part of an organization with the wisdom that comes with over 20 years in business and over $20 billion in loans.

In order to maintain reliability, service to the customer must be a top priority.

Through a dedication to customer service, our goal is not just to get you home, but get you there with a smile on your face. This isn’t always an easy thing in the mortgage industry, but through road blocks and hurtles of your loan, we promise to be by your side, answer your questions, be honest, and always put your interests first.

Simplicity of processess is the key to thrilling our customers.

Simplicity has always been in our values, and we took this to heart when we decided to create completely new mortgage experience and built the simpl app. We’ve worked hard to create one of the fastest mortgage experiences in the market, and are proud to say that our customers can apply in 10 minutes and close in 10 days. That’s 35 days fewer than the industry standard!

10 minute applications

We believe in
a strong vertical.

Integrity, Reliability, and Simplicity define how we do business. But our vertical values define why we do business: We believe our work should glorify God and help others. We believe our work should make every family stronger. And we believe the right home can strengthen a family.

Let’s give back, together.

Through a dedication to customer service, our goal is not just to get you home, but get you there with a smile on your face. This isn’t always an easy thing in the mortgage industry, but through road blocks and hurtles of your loan, we promise to be by your side, answer your questions, be honest, and always put your interests first.

We call it The Giving Network, and we hope you’ll join us! We can do more, when we #GiveTogether.

Ready to apply?

Simplicity is not only a value, it’s our mindset. That’s why we created the simpl app, built from the ground up with you in mind. Manage your entire loan process, from application, document upload, account sync, and e-signatures, all from your preferred device.