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Ania Kozera | Branch Manager
2800 S. River Rd, Ste. 200 | Des Plaines, IL 60018
Phone: 773.966.2688| Cell: 773.636.4441
Email: akozera@urmortgage.com
NMLS: 228873

Asset 1

Get a powerful lender with
a personal touch.

Hi, I’m Ania!

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your mortgage specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. With nearly “15 years of experience” as a loan officer, I have the knowledge and expertise you need to explore the many financing options available.

“You are why I succeed, and that is why I believe that providing you with the ultimate client service is the only way to do business. Over the years of my career as a loan officer I have created relationships with the top attorneys, title companies, appraisers, and real estate agents in the industry, and my relationships will help further the service I bring to you in helping to service your loan needs…”

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. If you have any questions or would like to talk to me directly please don’t hesitate to call me!

Additional languages spoken: Polish


Apply in 10 Minutes.
Close in 10 Days.

We believe you should control your mortgage. That’s why we created the simpl app, built from the ground up with you in mind. Manage your entire loan process, from application, document upload, account sync, and e-signatures, all from your preferred device.

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Free Course:
Mortgage 101

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I got a great rate, and the customer service was just as great.

Matt | Houston, TX

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I'm so glad we used Network Funding to buy our first home.

Nathaneal & Ana | Houston, TX

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My loan officer was amazing – I closed a month early!

Michelle | Houston, TX


A lender you can trust.

Our values are not just buzz words, they’re our playbook. We believe that your loan officer should have integrity, that you should be able to rely on your lender, and that your process should be simple. That’s why we build our team, our processes, and our entire company around serving our borrowers with the respect and care that you deserve.

*See Ania's Disclaimers, Assumptions, and State Licenses


The information on this page is not meant to be a quote. So, if you want an ACTUAL interest rate quote, or if you’re just curious what you may be eligible for, just ask us!

10-Day Disclaimer: Qualifying products do not include Reverse Mortgages, FHA 203K, Jumbo, VA, Bond, MCC, Down Payment Assistance, loans that require prior approval from an investor, or brokered loans. In addition to the requirements and restrictions already stated, the borrower(s) must satisfy program requirements for employment and income. In order to close the loan in 10 business days, we must also first obtain the following on qualifying conventional and FHA loan products: (1) credit scores that qualify the borrower(s) for the loan program, (2) automated verification of borrowers assets and income from an automated verification system, (3) all required documents from borrower as requested by the Company within 8 business hours as approval condition requests are communicated to borrower (orally or in writing), (4) receipt of an acceptable appraisal to the Company within 4 business days of borrower’s application, (5) seller must be willing and able to close within 10 business days. (6) all required disclosures and closing documents must be timely and properly executed, (7) borrower must consent to receive and sign all documents electronically.


FLORIDA: Mortgage Loan Originator License #LO60097

ILLINOIS: Illinois Residential Licensee Mortgagee #031.0023242. For licensing information, go to www.nmlsconsumeraccess.org

INDIANA: DFI Mortgage Loan Originator License #37718

MICHIGAN: Michigan Mortgage Loan Originator License #228873

WISCONSIN: Wisconsin Mortgage Loan Originator License #228873


*For the State of Illinois:

Active Branch location by NMLS#: 931259 . These can be viewed on NMLS Consumer Access:http://www.nmlsconsumeraccess.org/


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